If you arranged car finance through Barclays Partner Finance between 2007 and 2021, you may have been overcharged through undisclosed dealer commission — and could be owed significant compensation.
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Barclays Partner Finance (formerly trading under Clydesdale Financial Services) is Barclays Bank's motor and retail lending arm. It funded car purchases through thousands of UK dealerships, making it one of the most widespread — and often least recognised — motor finance providers.
Many customers who bought a car on finance are unaware that the finance was ultimately provided by Barclays. The dealer typically presented themselves as the source of finance while actually acting as a broker for Barclays, earning a commission that could significantly inflate the interest rate the customer paid.
Barclays has provisioned £325 million to cover potential redress arising from these practices. The FCA's industry-wide review, combined with the Supreme Court's November 2024 ruling that undisclosed commissions were unlawful, opens the door to substantial compensation claims against Barclays Partner Finance agreements made between April 2007 and November 2021.
You are likely eligible if:
You may not qualify if:
Unsure if your finance was through Barclays? We can identify your lender for you during the free check.
Answer 5 quick questions. We identify whether your agreement was with Barclays and confirm your eligibility.
We submit a DSAR to Barclays, obtaining your complete finance file including commission arrangements.
Where grounds exist, a formal claim is submitted to Barclays — escalated to the Financial Ombudsman if needed.
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