⏰ Barclays has provisioned £325m — Register your claim before the 2026 FCA scheme opens
Barclays Bank · £325m Provisioned

Barclays Partner Finance Car Finance Claim — Check If You're Owed Compensation

If you arranged car finance through Barclays Partner Finance between 2007 and 2021, you may have been overcharged through undisclosed dealer commission — and could be owed significant compensation.

£325m
Funds provisioned for redress
£700
Average UK compensation estimate
14.2M
UK agreements potentially affected
Free
Eligibility check — 60 seconds
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Barclays Partner Finance — What You Need to Know

Barclays Partner Finance (formerly trading under Clydesdale Financial Services) is Barclays Bank's motor and retail lending arm. It funded car purchases through thousands of UK dealerships, making it one of the most widespread — and often least recognised — motor finance providers.

Many customers who bought a car on finance are unaware that the finance was ultimately provided by Barclays. The dealer typically presented themselves as the source of finance while actually acting as a broker for Barclays, earning a commission that could significantly inflate the interest rate the customer paid.

Barclays has provisioned £325 million to cover potential redress arising from these practices. The FCA's industry-wide review, combined with the Supreme Court's November 2024 ruling that undisclosed commissions were unlawful, opens the door to substantial compensation claims against Barclays Partner Finance agreements made between April 2007 and November 2021.

🏦
£325m
Barclays provision for motor finance redress
🔍
Hidden
Commission typically not disclosed to borrowers
📅
2007–2021
Qualifying period for DCA-related claims
💷
£700
Average compensation estimate per agreement

Do You Qualify for a Barclays Car Finance Claim?

You are likely eligible if:

  • Your car finance agreement was with Barclays Partner Finance or Clydesdale Financial Services
  • The agreement was taken out between April 2007 and November 2021
  • Finance was arranged through a car dealership
  • You were not clearly informed about any commission the dealer received
  • You are a UK resident aged 18 or over

You may not qualify if:

  • The agreement was taken out after November 2021
  • It was a business finance agreement
  • You have already received a full settlement for this agreement

Unsure if your finance was through Barclays? We can identify your lender for you during the free check.

How to Claim Against Barclays Partner Finance

1

Free Check

Answer 5 quick questions. We identify whether your agreement was with Barclays and confirm your eligibility.

2

Data Request

We submit a DSAR to Barclays, obtaining your complete finance file including commission arrangements.

3

Claim Filed

Where grounds exist, a formal claim is submitted to Barclays — escalated to the Financial Ombudsman if needed.

4

Compensation Paid

Payment goes directly to you. We take our fee only from a successful outcome — no upfront costs ever.

Barclays Car Finance Claim — FAQs

Is Barclays Partner Finance involved in the PCP mis-selling scandal?+
Yes. Barclays has provisioned £325 million for expected redress relating to discretionary commission arrangements used in its motor finance portfolio. Like other major lenders, Barclays Partner Finance allowed dealers to set interest rates and earn higher commission as a result — without informing customers.
What is Barclays Partner Finance?+
Barclays Partner Finance is the motor and retail finance arm of Barclays Bank PLC. It previously traded under the Clydesdale Financial Services name before rebranding. It funded vehicle purchases through dealerships across the UK, often without customers being aware that Barclays was the ultimate lender.
How do I know if my car finance was with Barclays?+
Check your original agreement documents, welcome letter, or bank statements. The lender name would appear as "Barclays Partner Finance" or "Clydesdale Financial Services". If you're unsure, provide your details in our free check and we will identify the lender through data access rights.
Can I claim if my Barclays agreement has been repaid?+
Yes. Completed, settled, or voluntarily terminated agreements are all eligible, as long as they fall within the April 2007 to November 2021 window. The claim is about the commission you were overcharged at the time — not the current status of the agreement.

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