PCP Claim Deadline 2026: Everything You Need to Know
The FCA has set a final deadline of 29 July 2026 for submitting PCP complaints under the motor finance redress scheme. Understand what the deadline means, what happens if you miss it, and why acting now — not later — maximises your chances of compensation.
What is a Discretionary Commission Arrangement (DCA)?
A complete guide to how Discretionary Commission Arrangements worked, why the FCA banned them in 2021, and what the practice means for 14.2 million UK drivers who took out car finance between 2007 and 2021.
Johnson v FirstRand: What the Supreme Court Ruling Means for Your Car Finance
In November 2024, the UK Supreme Court ruled 4-1 that hidden car dealer commissions were unlawful. A plain-English analysis of the landmark ruling — what it decided, what legal principles it established, and what it means for your compensation claim.
How to Check If You're Eligible for a PCP Claim
A simple five-step guide to understanding whether your car finance agreement qualifies for compensation. No documents needed. Includes an eligibility checklist and a clear explanation of what makes an agreement eligible or not.
PCP Claims: How Much Could You Get Back? (Calculator Guide)
How is PCP compensation calculated? Use our free interactive estimator and worked examples to understand what your car finance agreements might be worth — from smaller agreements around £300 to premium vehicle claims exceeding £5,000.